Credit Card Secrets – 5 Things to know before using a credit card. [HINDI]

Kya aap Credit Card lena Chahte hai?
Yaa Credit Card lekar fass gaye hai aur Credit Card ke paise chukka nahi paa rae!
Agar haan, toh ye video hai AAP ke liyye. Aaj ke Video me, main bataunga ki:

1. Credit Card and Debit Card main kya Difference hai
2. Kaise Aap kar sakte hai Credit Card ka BEST USE
3. How to Pay Credit Card Installments Easily

———1. INTEREST FREE LOAN
Debit Card = Aap Bank Account Balance
Jitna paisa aapke Bank Account main Hota hai, aap utna paisa hee Debit Card se kharch kar sakte hai.
Credit card ka aapke Bank Account Balance se koi lena dena nai Hota.
Credit Card issue Hota hai aapke salary yaa annual income ke basis par.
Credit Card ke through aapko 50 days ke liyye INTEREST FREE LOAN/ PAISA mil Jaata hai (it differs from bank to bank and credit card to credit card)
Toh jo bhi Money aapne Spend kiya hai, usse repay karne ke liyye aapke paas poore 50 days hote hai!

———2. FRAUD TRANSACTION SE BACHEIN
Aaj-Kal har koi Online shopping yaa Online Transactions karta hai!
Kai International websites aise hote hai jinme sirf CVV se payment ho jaata hai…Aise main Bank fraud yaa Account Hack hone ke khatre badh jaate hai. Agar aap Credit Card use karte hai, toh aapko aise kisi khatre se darne ki zarurat nahi!

———3. Improve CIBIL Score and Get More Loan
CIBIL Score kya Hota hai? To explain it simply, CIBIL Score ek aisa Score hai jo aapki Payment history dikhaata hai – ki jab-jab aapne LOAN liyya – kya aapne use Time par repay kya ya nahi. Credit Card use karne se aap apna CIBIL Score improve kar sakte hai, saath hee saath aur zyaada Loan bhi paa sakte hai.

———4. Recurring Payments
Bahot saari jagah, jaise kaafi saare International websites par sirf credit card accept kiya jaata hai + saath hee saath Recurring payments ke liyye bhi aap Credit Cards use kar sakte hai

———5. No Tension During Emergency
Agar kabhi koi Medical yaa financial Emergency aaye…toh aapko paiso ke liyye rukna nahi padega and aaram se aap Credit Cards se Hospital Bills, etc. pay kar sakte hai!

Par kya Credit Card Ke sirf Munaafe hai???
Bank kyu chahti hai aapko Credit Card dene?
Full Auto Debit kya Hota hai – Kyu Aapko Full Auto Debit Option Use karna chahiye?
Kya Aapko Credit Card lena Chahiye?
Kitna hai Credit Card ka Interest – Kya hai Credit Card ke Nuksaan – Jaan ne ke liyye dekhiye Video ko!

Umeed karta hu ki ye Video aapke liyye faydemand Rahega Aur isse aapko Credit Card ki important jaankari mil gayi hogi !

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